If your roof is damaged and is in need of repairs, you will need to hire a roofer, preferably one that is equipped with insurance. Before you sign any contract documents with a roofing contractor, you need to make sure you view a copy of their workplace insurance. Before you hire a roofer in Jacksonville, you should always make certain their insurance is inclusive of liability coverage.
An insurance check is essential because roofing business containing workers in numbers of 5 or more persons are legally required to maintain a safety and health policy. If the roofing company you are hiring has proper insurance and the required policy documentation, you can rest assured that your roof is going to be in safe hands and will be repaired effectively.
Here are a few reasons why insurance, especially liability insurance is so very important when you’re getting a roof job done:
When you hire the services of a roofing company, there is always a chance of your property getting damaged in the process. When damage, in any form, is about to take place, it doesn’t always come with a warning letter. It’s sudden, unexpected, and surprising and if you don’t have insurance to cover the damage done, you’ll find yourself in a huge financial crisis.
The roof structure can get overloaded with materials that could lead to cracks and breaks from extra weight. Also, the truck could accidentally dash into your property and do some serious damage to your home or any other property that may accidentally come in the way of the truck while it is trying to maneuver its way around your property.
If your roof is badly damaged, there could be chances of water seepage and leaks. While your roof is being fixed, there are chances of damage being done to your property by water. In such instances, it is liability insurance that will come to your rescue.
Risk of Fire
Electrical wiring can lead to short circuits that could start raging fires in attics. Nails could also penetrate electrical wires and other such circumstances could be the cause of a fire. And fire can do some serious damage to your property which could put huge figures on your repair bills. To avoid such unpleasant situations, it is best to ensure the presence of liability and fire insurance before you hire a roofer.
Damage, in whichever form, does not wait for an invitation and drops by in unexpected situations and circumstances. This is why, whenever you hire a Jacksonville roofer, you must always make sure they are equipped with proper insurance policies.
The protection of your home and property along with your financial security rests with the type of roofer you hire. This is why it is best to make sure you view the roofer or the roofing company’s insurance documentation before signing any contracts for having your roof fixed.
White’s Roofing is a licensed and insured roofer in Jacksonville FL. If you are in need residential or commercial roof repair, roof replacement and roof inspections call us today. (904) 220-5546.